Credit Report

• Conveniently log in to our secure website for
  access to your up-to-date credit report based
  on data from Experian.

Personal Credit Score with Analysis

• In addition to your credit report, we also provide
  a detailed analysis of your Personal Credit
  Score with your first credit report.
  Continuous Monitoring with Activity Alerts

• Activate continuous credit monitoring via
  our secure website.
• Your Experian credit file will be
  monitored continuously.
• Email alerts will notify you of any activity on your
  credit file. This email will direct you to our secure
  site where you can log in to view the alert data.

Identity Restoration Services

• The experts in identity theft restoration will step
  in and take over the restoration process for you,
  should you face an identity theft issue. They will
  customize the solution and work on your behalf
  to correct identity theft issues with affected
  agencies and institutions.
• Fraud alert notifications will be sent to all three
  national credit repositories.
• Proactive searches of local and national
  databases for any activity in your name that you may not be
  aware of.

Safeguard Material

• Valuable information on credit education for
  minors, advice on the best practices for the use
  of a child’s Social Security Number and personal
  identifying information, and more.

Monitoring and Alerts

• Monitor for the existence of a credit file in
  your child’s name.
• Receive alerts if any credit files are found.

Consultation

• Consult the experts on any identity theft
  questions or concerns regarding child
  identity theft.

Identity Restoration Services

• The experts will take immediate action to correct
  any damages caused by identity theft. This
  includes but is not limited to: placing alerts,
  disputing fraudulent accounts, providing available
  credit reports, and assisting with obtaining
  a police report.

• Legal Remedy Any Stolen Identity Event where the victim
  is unwilling to prosecute the person who caused
  the victim to suffer the fraud or its consequences.
• Dishonest Acts Any dishonest, criminal, malicious or
  fraudulent acts, if the Member(s) that suffered the fraud
  personally participated in, directed or had knowledge of such acts.
• Financial Loss Membership Services do not cover any
  financial losses attributed to the Stolen Identity Event,
  including but not limited to, money stolen from a
  wallet, unauthorized purchases of retail goods
  or services online, by phone, by mail or direct.

• Pre-existing Stolen Identity Event Limitations If either
  the victim had knowledge of, or reasonably should have had knowledge of, the pre-existing Stolen Identity Event based on
  information provided to them prior to enrollment in
  the Identity Theft Shield program, such an event
  or the consequences caused by it are not covered.
• Business A covered Stolen Identity Event does not
  include the theft or unauthorized or illegal use of a
  Member’s business name, DBA or any other
  method of identifying their business activity.

Identity theft services provided by Kroll, Inc. The world’s leading
risk consulting company with almost 40 years of experience in security
and risk mitigation.

(Site Of Independent Associate Director)